FedNow Real-Time Rails & wCBDC Ledger Interoperability

Bi-directional bridge translating FedNow ISO 20022 messages into on-ledger state commitments in under 150 ms.

Key Architectural Specifications

• pacs.008 message translation to cryptographic transaction blobs
• Sub-150 ms end-to-end clearing latency
• Automated collateral reservation and liquidity netting
• Strict adherence to Federal Reserve Operating Circular 8

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